At OKEO, we understand that every business has different operational needs, depending on its industry, structure, and scale. That’s why we offer three distinct service plans designed to match the nature and complexity of your business activities. While the final decision on plan assignment is made by OKEO during the onboarding process, here’s a general guide to help you understand which plan may best reflect your company profile.
Please be aware that these service plans apply: Since 3rd of July 2025 - to all business clients who applied for OKEO account opening on this date or later,
Since 1st of September 2025 - to all business clients who applied for OKEO account opening before the 3rd of July 2025.
OKEO Essential:
The Essential plan is ideal for companies engaged in day-to-day operations such as import/export, wholesale and retail trade, manufacturing, transportation, shipping, and logistics - as well as businesses offering goods or services in similarly structured sectors.
This plan provides access to all the key financial tools needed to manage international payments and core operations efficiently, in a clear and streamlined setup.
Key Features: Access to multi-currency accounts
Transparent currency exchange with fixed margins, available 24/7
Express international payments
SEPA & SEPA Instant support
Team management tools
10 free IBAN accounts
Free incoming SEPA transfers
👉 Ideal for companies looking for a reliable, efficient solution to manage international payments and daily operations.
OKEO Plus:
The Plus plan is designed for firms operating in more complex business models - such as marketing, consulting, legal services, IT (depending on the structure), holding companies, and related industries.
These companies often have more tailored operational needs and require additional support and flexibility when setting up financial infrastructure.
Includes everything in the Essential Plan, plus: Industry-specific onboarding support
Dedicated assistance during account setup
Tools and services aligned with more diversified structures
Please note: if your business qualifies for the Plus Plan, a minimum account balance of 1,000 EUR applies.
👉 Perfect for firms needing more guidance, customisation, and service adaptability.
OKEO Bespoke:
The Bespoke plan is fully customised to meet the needs of companies with complex, high-volume, or non-standard financial operations — including those requiring mass payment collection, advanced payment routing, or multi-entity structures.
Each element — from pricing to product access — is tailored to your business model. You also benefit from a dedicated relationship manager and access to premium features like virtual IBANs, scalable integrations, and more.
Bespoke Plan Includes: Fully individualised pricing and product setup
Access to advanced payment infrastructure
Virtual IBANs and custom account structures
Personalised onboarding and support
👉 Best suited for businesses that require flexible, scalable, and sophisticated financial solutions.
Have Questions?
Our team is here to help you find the plan that best matches your business profile and operational goals.
📩 Contact us at hello@okeo.com More information about the pricing and OKEO subscription plans can be found here.